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Hi-Lo-13 Blackjack review – A Guide to the Rules and Playing the Game

Lead Author: Nicholas Crouch
Last Update: 13/10/2023
In our Hi-Lo-13 Blackjack review, we take our readers through the various features and rules of this exciting two deck blackjack variant. We will also advise players on how to stay safe online when visiting the best Hi-Lo-13 Blackjack casinos so that you can avoid fraud and scams while gambling.

Developer: Microgaming
£50
Hi-Lo-13 Blackjack by Microgaming overview.
Full T&Cs Apply. New customers only. Opt-in required. 100% Match Bonus up to £50 on 1st deposit of £10+. 50x bonus wagering applies as do weighting requirements . Debit Card deposits only. This offer is valid for 7 days from your new account being registered. Irregular gameplay may invalidate your bonus.

In addition to discussing the rules and giving tips on how to play the game we also discuss important subjects such as online safety and licensing. We always utilise our expert knowledge and research to find the best online blackjack casinos for our readers to play Hi-Lo-13 Blackjack online.

Play Hi-Lo-13 Blackjack Online

Due to regulatory requirements, we can’t show a demo version of this game to UK players. Instead, we recommend that beginners try starting with smaller bets when you first play Hi-Lo-13 Blackjack online as this will give you a better sense of the game mechanics without having a massive effect on your budget.

The main advantage when you play this variant is that when you place Hi-Lo-13 Blackjack real money bets, you’re playing with much better odds as there is less of a house advantage at online casinos than what you will find at land-based casinos. Meaning you have better chances of winning. Keep in mind that this blackjack game is featured in many high stakes casino sites in the UK since it offers higher betting limits and can be convenient for high stake players.

Hi-Lo-13 Blackjack online has the added convenience of being completely portable when you play on a mobile device. The game is fully iOS and Android compatible, and you don’t need to download anything to play on the go, simply log into your player account through your mobile web browser to get started.

The Best Hi-Lo-13 Blackjack Casinos for UK players

The best casinos for Hi-Lo-13 Blackjack, offer players a safe and secure platform where they can play this blackjack variant online. The best sites, offer a wide variety of casino game types, table games and payment methods so they can appeal to a wide range of different players.

Hi-Lo-13 Blackjack online

The Best 4 Hi-Lo-13 Blackjack Casinos by Category

Different players will visit an online casino for multiple reasons, in addition to stocking specific casino game types and payment methods; many players will also consider the type of welcome bonus that is offered by a casino site. In the table below, we have broken down our recommended sites by category.

🏆 Best Hi-Lo-13 Blackjack Casino Hippodrome Casino
💰 Top Hi-Lo-13 Blackjack Bonus Coral Casino
🃏 Most Blackjack Games Hippodrome Casino
🎁 With No Deposit Bonus Coral Casino
💻 Top Microgaming Casino 32red
🆕 Best New Hi-Lo-13 Blackjack Casino Ladbrokes Casino
📱 Best Hi-Lo-13 Blackjack Mobile Casino Ladbrokes Casino
🎰 Most Casino Games 32red

We only ever recommend operators that are fully licensed by the UK Gambling Commission. When you visit any of Hi-Lo-13 Blackjack online casinos listed in this review, you are visiting safe, secure, scam-free sites that are protected by sophisticated data encryption software which keeps your personal and financial details safe.

At the end of the day, gambling is a form of entertainment. So, in addition to safety and licensing another important factor to remember is having fun. For more online casino sites that offer blackjack and other popular casino games please take a look at our safe online casinos page.

Hi-Lo-13 Blackjack online – Rules & Features

In general, Hi-Lo-13 Blackjack rules follow those of standard blackjack and there aren’t many additional rules unlike in variants such as Blackjack Switch. However, unlike some blackjack variants, this one utilises two decks which are both reshuffled at the end of each hand. Likewise, unlike many single deck variants the dealer must stand whenever it hits 17.

When you play Hi-Lo-13 Blackjack, you are given the option to split hands. Bear in mind that any 21s after a split do not count as blackjack. There is also the option to double down on your first wager on any hands that add up to nine, ten or eleven.

  • Software Provider: Microgaming
  • Casino Game Type: Online Blackjack
  • Hi-Lo-13 Blackjack RTP: 99.60%
  • Mobile Compatibility: Android, iPad, iPhone
  • Number of Decks: 2
  • Blackjack Pays: 3:2
  • Blackjack Table Limits: £1 – £500
  • Hit Split Aces: ✔️
  • Dealer Peek:
  • Insurance: ✔️
  • Surrender:
  • Side Bets: ✔️
  • Multi-Hand:
  • Split: ✔️
  • Re-Split:
  • Double: ✔️
  • Double after Split:
  • Dealer Hits Soft 17:

The game’s house edge is very favourable toward players offering an RTP of 99.60%. These are even better odds than you can expect from land-based casinos. The payout ratio in the base game is 3 to 2, while any payouts on splits and doubles will be 1 to 1.

The game’s developer, Microgaming, is known for producing top quality casino games and the layout and design of Hi-Lo-13 Blackjack online stands up to that reputation and more. The layout is easy to navigate and highly intuitive, allowing for players to pick up and get a hang of the game very easily.

Safety & Licensing

Microgaming is one of the most highly regarded software developers in the industry and has a reputation for producing casino games that have been rigorously checked for fairness. There is little risk of players falling victim to a Hi-Lo-13 Blackjack scam when playing at Microgaming casinos.

The first Hi-Lo-13 Blackjack safety indicator that you should look out for is whether your chosen casino has a valid gambling licence from the UK Gambling Commission. Reliable Hi-Lo-13 Blackjack online casinos all hold valid gambling licences. This is important as these sites are then obliged to follow Gambling Commission regulations that protect players against fraud and scams.

The best casinos will always offer safe payment methods. The presence of mainstream payment options is another sign of an operator’s trustworthiness, as major payment providers will only work with legitimate sites. You can read more about these secure payment methods in our dedicated guide for real money casino play.

Hi-Lo-13 Blackjack: Card Games at their Best

If you are looking for a good two deck blackjack variant that allows you the options to make splits and doubles then Hi-Lo-13 Blackjack online is an excellent option for you. When you visit any of the operators mentioned in the Hi-Lo-13 Blackjack review, know that you are playing at save, secure sites.

By playing at trustworthy casino sites recommended by experts such as ourselves, you limit the risk of falling victim to scams and fraud. Always remember to only gamble at online casinos that can clearly show that they hold a fully valid gambling licence from the UK Gambling Commission.

Best Hi-Lo-13 Blackjack Casino

  • Pays out 3:2
  • Valid Gambling Licence

The wagering limits for Hi-Lo-13 Blackjack real money bets offer a good range to suit all kinds of budgets. Really the only drawbacks we can see with this game comes down to player’s preferences. If you prefer to play single deck or multi-hand blackjack then this might not be the exact blackjack variant for you.

However, if you are looking for a variant that gives you all the best aspects of a traditional blackjack game then you really can’t go wrong with Hi-Lo-13 Blackjack.

Nicholas Crouch, Chief Editor at Scams.info

Nicholas Crouch

Chief Editor at Scams.info

Our Chief Editor brings with him an extensive background that spans decades. Known for crafting captivating casino and sports betting content, Nicholas began his journey into the world of gambling with football pools, and he now enjoys the excitement of high variance slots and curating engaging content for our site.  

I've learned that when creating gambling content, knowledge offers an edge, but ultimately, it's about the enjoyment and sharing my honest expertise with others.

Enjoy gambling responsibly. Set limits on time and money spent, and never gamble more than you can afford to lose. Remember, gambling is for entertainment, not a way to solve financial problems. If you feel your gambling habits are becoming a concern, seek help from organisations like BeGambleAware or GamCare.

FAQ: Your Questions Answered

We hope that you have found our Hi-Lo-13 Blackjack review informative. To assist you further, we have gathered together the most frequently asked questions from our readers and have provide answers and tips that should help you out when you play Hi-Lo-13 Blackjack online.

🥇 What is the best casino to play Hi-Lo-13 Blackjack online?

In our Hi-Lo-13 Blackjack review, we have checked all of the casinos that offer this variant and we have concluded which are the best casino sites based off our expertise and strict judging criteria.

✋ Is Hi-Lo-13 Blackjack scam free?

Yes, Hi-Lo-13 Blackjack is scam free. Our first priority is to ensure that the Hi-Lo-13 Blackjack safety features that are in place sufficiently protect players from scams and fraudulent behaviour.

🧐 Can I play Hi-Lo-13 Blackjack for free?

Due to regulatory requirements, it is not possible to offer casino game demos to UK players. However, our page does provide a detailed guide to the rules of the game and valuable tips for placing Hi-Lo-13 Blackjack real money bets.

🤑 Is there a Hi-Lo-13 Blackjack bonus?

While there is no specific bonus tied to this game, there are many casino sites that offer welcome bonuses which are compatible with this blackjack variant. In our review we have selected the best Hi-Lo-13 Blackjack casinos that offer welcome bonuses that can be used with blackjack variants.

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