The Best Online Casinos in Finland – Safe Finnish Operators + Top Bonuses

While the primary aim of this guide is to recommend the best online casinos in Finland, we also realise the importance of good land-based casinos to our readers. That’s why we’ve dedicated a whole section to discussing the most famous casino resorts in Finland and what they have to offer.

The Results of Our Tests: The Top 5 Casinos in Finland

After extensive research and thorough testing of all of the online casinos in Finland, we have created a shortlist of the top online casinos in Finland. These casinos, listed below, were chosen by looking at the games, software, bonuses and security features that they each offer.

Although the best online casinos in Finland each have varying ratings between 4 and 5 out of 5 stars, they are similar in that they are all legal and licensed to operate in Finland. They also all have been verified to be free of scams, and offer some of the best games by the most trustworthy software developers in the industry.

Best Online Casino for Finland Players at a Glance – 2024‘s Test Winner

Below, you will find our top pick for Finnish players. This casino performed the best in our review tests. As such, we reckon it is the best all-rounder. If you are looking for a superb and rounded site to play on, then this just might be the best casino in Finland for you.

You can follow the link in the box to head straight to the site and claim your new player welcome bonus. If you would like to find out a little more about how we picked our top Finland casino, then read on as we go into more detail about our rating criteria.

A Guide to the Best Casino Sites in Finland

The top online casinos in Finland have the capacity to deal with hundreds of thousands of transactions every day, with many being able to accept numerous payment methods. Due to the amount of money that is processed on these sites, online casinos are a prime target for scammers and hackers.

When we’re reviewing which casinos to recommend, our first concern is always security. To score highly on our security criteria, a casino must be able to prove that it has implemented a number of safety features to protect its customer’s personal and financial information from outside attacks.

As you can see, while every criterion is important when judging an online casino, it always comes down to how much security a website can promise. Keep reading to discover how the top online casinos in Finland score in our security test, or skip ahead to review the relevant Finnish gambling laws.

1. Safety and Scam Protection When Playing for Real Money

Safety and security are no laughing matter. Millions of euros are lost to scammers online every day, so you must do all that you can to protect your personal information from falling in the wrong hands. That is why reading reviews such as this that aim to prevent scams is important.

Before you sign up to any online casinos, it’s worth doing a basic safety and security check or else you run the risk of falling for a scam. The process of checking safety and security is extremely easy once you know how to do it and should not take too long.

All of the safe online casinos in Finland will share a number of things in common. For one, they will all be licensed and regulated by a government agency that is trusted by Finnish law. The list of license information will be available at the bottom of the homepage and should provide links to the relevant authorities.

Safe casinos must also all be reviewed by an independent fairness testing agency to confirm that they are offering games that haven’t been tampered with. Additionally, the website must hold technical certificates that ensure transactions are encrypted by powerful security technology.

Below, we’ve included a list of the safest online casinos in Finland. In each case, the casinos have been regulated by the most respected gaming authorities in Europe and also have been tested by independent testing agencies. You can be certain that none of the below casinos are scams.

Safest Online Casinos in Finland:

• 22Bet
• Wunderino
• Dream Vegas
• SlotsMillion
• Ice Casino
• JackpotCity
• Suomi-Auomaati
• Dream Vegas

Taking the time to check these small details is well worth the energy — you never know, your early detection of a scam may save you huge amounts of money. Of course, you can always just trust our recommendations for the best casinos in Finland as we’ve already done all the hard work for you.

2. Secure Payments – Depositing and Withdrawing Safely

Once you have checked that a casino is licensed and secure, make sure you check to see what payment methods it accepts for deposits and withdrawals. The more payment options that are offered, the better, as it indicates that the casino has earned the trust of these reliable providers.

As you can see, there are a wide array of casino payment methods that each provide different perks. In some cases, transfers are instantaneously debited from your bank account, while others may take more time. However, what each share in common is that they are trustworthy and reliable methods.

Keep in mind that if you’re trying to claim certain bonuses, some payment methods may not be eligible to receive bonuses. This frequently occurs with Neteller and Skrill. These restrictions should be mentioned explicitly in the terms and conditions, so be sure to read these before making any transactions.

2.1. Zimpler: Recommended Payment Method

In our experience, e-wallets provide the best features for making online payments to casinos. This is because they tend to allow easier transaction management and make viewing payment history more simple. They also add an extra layer of security protection between the casino and your bank account.

This is why we recommend Zimpler for making payments to online casinos in Finland. Zimpler is a Swedish financial tech company and e-wallet that is built to make online and mobile payments easier. It comes loaded with great deposit and withdrawal features as well as useful tools to manage your transactions.

As the company is fairly new, you will not see Zimpler accepted by every casino featured on our recommendations list. However, it is becoming more popular, especially in Finland. We suggest downloading the app and trying out Zimpler casinos whenever you have the option.

2.2. Limits and Fees

Another major deciding factor that should inform your decision on which payment method to use is the payment processing times and the transaction fees. The best services will offer instantaneous deposits and short withdrawal times for little to no fees. Below, we’ve listed the fees and transaction times for the most popular payment methods.

As the above shows, e-wallets tend to provide the fastest transactions for the lowest fees. Providers such as PayPal are among the best, though Neteller and Skrill will charge transaction fees for withdrawals. Low rollers may want to look into accounts like PayPal, where high-rollers may prefer the ease of Mastercard and Visa.

3. Reliable Customer Support Service

Just like any service or website, it’s possible that you may come across some issues when using an online casino. No matter how large or small the problem, it’s important that you are able to reach a customer care representative at a reasonable hour so the issue can be resolved promptly.

The best online casinos will offer a customer care service that is available at most hours, with the very best offering 24/7 support. It’s also important to offer a variety of contact methods and numerous support languages. Below, we’ve listed safe online casinos in Finland with the best customer support features.

The Finland online casino sites with the best customer service:

• 22Bet
• Wunderino
• SlotsMillion
• Ice Casino
• JackpotCity
• Suomi-Auomaati
• Dream Vegas

Taking the time to review the customer support methods before you sign up to an online casino may save you a lot of stress in the long run. Just a tip: be sure that the availability times of customer support suit the time periods that you usually gamble.

4. Transparent and Fair Casino Bonus Terms for Finnish Players

It’s highly possible that you’ve decided to sign up to a new online casino because it offers exciting casino bonuses. However, before you rush into giving your payment details, take the time to check the terms and conditions to ensure that they are not unrealistic or predatory.

Some good online casinos in Finland may appear to offer what appears to be free money when they make deposit matches, but these may require you to wager the money an unrealistic amount of times before withdrawing it. We suggest you trust wagering requirements of between 20 – 35 times for the best chances to receive the funds.

Some legitimate casinos may also only give you a short time to make these wagers or risk losing the bonus. While it’s common and reasonable for free spins to have short deadlines, be skeptical of unrealistic bonus terms that expect you to meet large wagering requirements in under 30 days if deposit matches are large.

5. Rich Casino Games Selection

Now this is the fun part. An online casino can have all the safety and security features in the world, and not be a fraud, but this doesn’t mean anything at all if it doesn’t offer good games. After all, you shouldn’t need to sacrifice fun just to stay safe. Thankfully, you won’t have to do this, with the most secure casinos also offering the best games.

After extensive research, we have found that the below casino offers the best games selection out of all the reputable Finnish casinos we have reviewed. Not only does this casino offer a huge slots selection, but it features an array of software developers with reputations for fairness.

A List of the Best Online Casino Games in Finland

Finland does not have extremely restrictive laws when it comes to what casino games are approved for online play. For this reason, Finnish players can enjoy a comprehensive list of games online. Below, we’ve created a list of all the top online casino games in Finland.

• Video slots – diverse and modern slot games with exciting features and themes.
• Classic slots – old-school fruit machine-style slots with no frills and big rewards.
• Blackjack – this popular casino game pits player against dealer.
• Roulette – spin the wheel and make bets on where it will land.
• Baccarat – a classy game that may seem exclusive but can be enjoyed by all online.
• Craps – a popular dice-based betting game.
• Texas Hold’Em – the most popular poker game in the world.
• Three Card Poker – a poker variant with more simplicity.
• Caribbean Stud Poker – a five-card poker game played against the house.
• Video Poker – a five-card draw poker game played on slot-like machines.
• Bingo – match your numbers in this crowd-pleasing random game.

As the list above shows, there are plenty of online game options available to Finnish players. In many cases, online casinos will offer several versions of these games. It’s common that live dealer casinos will also offer some of these games and other exciting unique variants.

6. Games from Leading Software Providers

If you sign up to a new casino, you can usually find the names of the software developers it features within the games catalogue or at the bottom of the page. In our opinion, the more names of respectable software developers that are listed, the more we are inclined to sign up to this casino.

Developers such as Microgaming and NetEnt have plenty of experience designing some of the most popular games online, so developers such as these are always great to see available. Also, as mobile compatibility is extremely important in today’s market, having developers that cater to mobile casinos is also a must.

What You Need to Know to Play Legally in Finland

Each and every country around the world has its own laws that regulate the gambling market. In some cases, it’s common for full-scale gambling both in-person and online to flourish without much restrictions. In other countries, all forms of gambling are illegal and, in some cases, punishable with imprisonment. This could leave you wondering, are online casinos legal in Finland?

Thankfully, Finland is an example of the former, and the law has allowed for a very open and free gambling market to develop. The Finnish population are also very fond of their gambling culture, with both in-person and online gambling options embraced by all players.

Gambling Laws and Authorities in Finland

The laws around Finland’s online gambling market are quite interesting. Currently, the state has licensed three state-run operations called by the name of Fintoto Oy, RAY, and Oy Veikkaus AB. Despite this, the country still tolerates its users visiting foreign online casinos. The laws are set out in the countries Lottery Act.

The market is currently regulated by a number of departments, including the Ministry of the Interior, the Ministry of Finance and the Ministry of Culture. The National Police Board enforces the rules while a Gambling Advisory Board makes recommendations to the government. There are growing calls for the country to establish a regulatory body.

According to the state’s Lottery Act, only three licenses are issued to companies to offer different gambling activities. This means that the lottery and sports betting is operated by one company, slot machines and table games by another and horse racing by another. The Lotteries Act restricts gambling to 18 year olds.

It is not currently possible for outside gambling companies to apply for gambling licenses as each company is largely owned and operated by the state. There are growing calls for Finland to disassemble this monopoly model and allow for more companies to establish themselves in the country.

Gambling Taxation – Do You Owe Taxes After a Win

If you’re a gambler in Finland, you’ve been blessed with one particular lucky break. This is referring to the fact that the government does not require gamblers to pay any taxes on winnings. That’s right – no matter if you’ve won at an in-person casino or online, your winnings are all yours.

Of course, it’s always worth declaring your winnings as taxable income on your yearly tax reports for good measure. When it comes to taxation, the primary burden rests on the shoulders of operators. Licensed Finnish gaming operators must pay taxes of 8.5 percent on profits to the government.

In comparison to neighbouring Sweden, which is also home to a thriving online gambling industry, this tax exemption on winnings is fairly standard. The same goes for players based in the United Kingdom. In all cases, the job of paying taxes is left to the licensed operators.

In the case of Sweden, licensees are required to pay up to 18 percent on all gambling profits. In the UK, operators must pay a 15 percent levy on all gambling profits. It’s possible that Finland’s operator tax rate is much lower as the companies are largely run by the state and profit from gambling already.

Most Important Legal Texts

Gambling in Finland is covered by the Lotteries Act. The Act defines the lottery as encompassing all gambling activities from slot machines to table games. The purpose of the Lotteries Act is to ensure that gamblers are legally protected, to prevent crime and to reduce instances of problem gambling.

It is the role of the Ministry of the Interior to interpret the laws surrounding gambling and regulate how each casino is allowed to operate. This can cover everything from how many slot machines are paid to the opening hours of casinos. The Lotteries Act is set to be reformed in 2020.

Differences by State

Finland’s small population is dispersed over a wide region, with the capital of Helsinki having a population of roughly 600,000 people. It is also home to the only casino in the country. The Finnish Lotteries Act applies to the entire country. This means that the laws do not differ on a state-by-state basis.

There are 19 different states, or regions, in Finland. The most highly populated of these is Uusimaa, with roughly 1.6 million inhabitants. Because it makes up roughly one-third of the country’s population, Uusimaa offers the most in the forms of gambling options. Helsinki is located in Uusimaa.

Everything from the lottery, sports betting, slot machines, table games and bingo can be played in-person in Uusimaa. Thankfully, residents in other less-populated regions are always able to gamble at foreign online casinos or with the country’s three state-run gambling operators.

What Might the Future Hold

For a long time, many European countries favoured running a gambling monopoly. As time has progressed, most countries have ditched this model to allow foreign casino operators to also be licensed. Finland appears to be the next country to consider doing this as it seeks to review its Lotteries Act in upcoming months and years.

Prominent lawmakers and groups such as the Finnish Competition and Consumer Authority have recommended the country create a central regulatory body, while others have pushed for the licensing of outside operators. Opinion on the matter is divided, so it is unclear how this may progress.

Comparison with Other Markets

Perhaps the best foreign gambling market to compare Finland’s to is Sweden. Like Finland, Sweden’s gambling activities are also run by a state monopoly. The market is run by Svenska Spel, a state-owned company and regulatory body that runs 50 percent of the gambling market.

Up until 2019, local licenses were not available for private operators. This has now been changed. The state’s 4 land-based casinos are also owned by Svenka Spel. Sweden’s own Lotteries Act undoubtedly inspired the creation of Finland’s. Sweden allows its citizens to gamble at online casinos.

Curious Facts About the Market

While doing our research into the Finnish gambling market, we came across a number of facts that may interest our readers. One such fact is that the gambling market provides more than 2,000 direct jobs to Finnish people. There are also significant indirect employment opportunities attributed to the charitable funds generated from gambling.

When it comes to sports betting, the Finnish are very active bettors. One of the most popular sports to bet on is called Pesäpallo. This is considered to be Finland’s national sport, and is very similar to baseball. The country also hosts an extremely popular poker tournament held in Casino Helsinki.

Gambling Statistics

More than $2 billion is spent on gambling by Finns every year. In fact, the Finns are some of the biggest gamblers in Europe. A 2012 study found that 78 percent of Finnish adults had participated in gambling over the last year. This was a four percent increase from a study done four years earlier.

Since 2016, the gambling market has grown by 10 percent every year. It’s hard to tell just how much money is generated on gambling in Finland as many Finns decide to bet on foreign websites. What is known is that in 2012, the three state-run gaming operators reported profits of $170 million.

A recent study by the Finnish Institute for Health and Welfare found that the prevalence of at-risk gambling behaviour has been decreasing. A 2019 study found that 11 percent of the Finnish population were engaging in risky gambling behaviour, down from 15 percent of the population in 2015.

Additionally, online gambling has been increasing in the country. In 2019, 36.3 percent of surveyed gamblers had gambled online, which was a rise of 12.7 percent since 2015. Gamblers have also been playing with foreign operators more, with 5.4 percent of respondents admitting to foreign gameplay compared to 3.3 percent in 2015.

These statistics point to a changing market in Finland, although it’s still clear that locals remain loyal to their state-run monopoly systems. Whatever the case, the fact that at-risk gambling behaviour is decreasing while gambling is increasing is also a positive sign, and proves that good regulations are essential to keep players safe.

Gambling Resorts

Although the online gambling industry is thriving in Finland, Finns do not have as many options when it comes to gambling at casino resorts. In fact, there is only one casino resort in Finland, which is located in the capital of Helsinki. Apart from this, in-person gambling is available at smaller establishments that offer limited betting options.

The one casino resort offers full-scale gambling as well as all of the other bells and whistles you’d expect from a Vegas style gaming establishment. This includes a rotating roster of live entertainment, numerous restaurants and other amenities to make visits comfortable and memorable.

Casino Helsinki

Casino Helsinki was opened in 1991 and is owned and operated by the state-run Veikkaus. The casino is unique in that it donates 100 percent of its profits to charity. The casino welcomes hundreds of thousands of visitors every year who come for the world-class dining, gaming and entertainment options.

The two-story gaming floor is 2,600 square meters large and is open from 12PM to 4AM. There are more than 300 slot machines and 20 table games available. These include American roulette, baccarat, poker, blackjack, and punto banco. A sports bar also shows live games and accepts sports bets.

There are seven poker tables at Casino Helsinki. They offer cash and tournament games of poker variants such as Texas Hold’em, Omaha Hold’em, and Five-Card Stud. The casino also frequently hosts international poker tournaments such as the Helsinki Freezeout and the Midnight Sun tournaments.

Casino Helsinki also offers several dining and entertainment options. Pajazzo Trattoria is an Italian lunch restaurant specializing in classics such as pasta and pizza. Fennia Salon is a show restaurant that offers visitors a dine and show experience. Shows can include music performances, magic and more.

Famous Finnish Gamblers

Finnish gamblers have been leaving their mark on the gambling world for the last two decades and have earned reputations for a very unique style of play. We’re of course talking about Finland’s reputation in the poker world, with Finns being some of the best players in the world.

Despite its small population, there are a surprising amount of skilled professional poker players coming from Finland. This is testament to the size of the gambling industry in the country and the important role gambling plays in Finnish culture. The frequency of international tournaments has also created a great training ground for players.

Finnish players are renowned for a very aggressive approach to poker. In particular, European Poker Tour champion Patrik Antonius has earned a reputation for being a sharp yet ruthless player. Antonius’ skill has helped him both in-person and offline, having won the largest online poker pot in history in 2009.

FAQ

We understand that there’s a lot to learn about Finland’s in-person and online gambling industry. That’s why we’ve answered some commonly asked questions about gambling in Finland, like are online casinos legal in Finland. This way, you can be sure that you have the most information to avoid signing up with illegal or scam websites.

🥇 What are the best online casinos in Finland?

While it is tough to pick out the best online casinos in Finland, given the number of quality sites on the market, we would like to recommend one particular site over the others. Click here to read about our top pick.

🥇 Which are the top 5 Finnish casinos?

The top 5 Finnish casinos are featured in our top casino sites list, where we present the test winners. On our page, we also give you details of where these brands performed best in our tests.

🤚 Are online casinos legal in Finland?

Yes, online casinos are legal in Finland. The gambling laws in Finland are pretty open, allowing for top sites from abroad to market their services to Finns.

🧐 Can I win real money at online casinos in Finland?

Yes, of course. You can win real money at any of the top online casinos in Finland while playing real money games like slots, blackjack or roulette.

🥇 Which Finnish casino has the best payouts?

All of our top Finnish casinos have high return to player rates across the board. However, it is best to look at the payouts for the games you want to play, rather than the average across all games at a site, since you won't play all of the titles.

Top Offer for Playing Real Money Games in Finland

Finland has plenty of real money gambling options, including slots and table games, the lottery and sports betting. For this reason, Finland has one of the largest gambling cultures in Europe. There are plenty of great games out there to try with very few limits, so Finnish players are fortunate to say the least.